How Does The Amex Platinum Card Work?

You also earn 5x points on prepaid hotels booked on

You sometimes carry a balance.

The Amex Platinum is a charge card, not a credit card.

This means you have to pay your balance in full each month.

How hard is it to get Amex Platinum?

How hard is it to get the American Express Platinum? The credit score needed for the American Express Platinum is generally above 700. According to Credit Karma, the average score is 715. Although, several applicants with credit scores in the 600s have also been approved, even as low as 643.

Is there a credit limit on American Express Platinum card?

There’s no way to tell exactly what the American Express Platinum credit limit is. But it’s a charge card, so you must pay your balance in full each month. American Express will factor your income, credit score, payment history and spending patterns in order to determine how much money you can spend in a given month.

Does Amex Platinum pay for clear?

One of the best perks of the Amex Platinum card is its annual $200 airline fee credit for one airline (choose it on the Amex website). Technically, you can’t purchase tickets or use the credit for award taxes and fees; however, depending on how the airline codes your purchase, you may get reimbursed.

Is the Amex Platinum card metal?

The Platinum Card® from American Express

The Platinum Card is a high-end charge card designed for frequent travelers. This card’s been around for a while, but was refreshed in 2017 and changed to a metal design.

Is American Express Platinum Card worth it?

While the welcome bonus alone is worth more than $1,000 (based on TPG valuations) and the luxury perks — including travel credits, elite status and lounge access — can add several hundred dollars a year to its long-term value, most people considering the Amex Platinum will fixate on one number: the $550 annual fee.

Is clear free with Amex Platinum?

What is the cost of a CLEAR Membership? If you’re a SkyMiles Diamond Medallion member, you can enroll in CLEAR free of charge. The membership is $79 per year for cardholders of a Delta Amex and Platinum, Gold, and Silver Medallion members.

What happens if you don’t pay Amex Platinum in full?

Effective January 1, 2017, you will lose AMEX Membership Rewards points earned on AMEX Platinum charge cards if you do not pay the monthly statement in full by the due date. And you’ll no longer be able to pay a fee to reinstate points after a late payment. Other AMEX charge cards may be impacted as well.

What lounges Does Amex Platinum get you into?

You’ll have access to any of the lounge networks within the American Express Global Lounge Collection.

  • Centurion Lounges.
  • American Express International Lounges.
  • Priority Pass Select.
  • Delta SkyClub.
  • Lufthansa Lounges.
  • Plaza Premium.
  • Escape.
  • Airspace.

How can I maximize my Amex Platinum benefits?

The more you know about your credit card benefits, the more value you can get out of them.

  1. Maximizing your Platinum Card® from American Express benefits.
  2. Use up your credits.
  3. Always check for lounges.
  4. Skip TSA PreCheck and go for Global Entry.
  5. Pay for travel out of pocket.
  6. Sign up for elite status.
  7. Bottom line.

What is the AMEX Platinum card made out of?

The Amex Platinum is Metal

Unlike the plastic Amex Platinum 1.0, the new Platinum Card is made of metal. This is an exciting feature that even has many current Platinum cardholders excited. This is something the Chase’s Sapphire Reserve and Ritz-Carlton Rewards both offer.

Is AMEX prestigious?

American Express’ flagship products aren’t technically credit cards. The most well-known product issued by Amex is arguably the American Express Platinum card, which was the first premium credit card product when it was introduced in 1984, and continues to be seen as a prestigious and high value card.

Is the Amex Platinum Card Metal UK?

American Express launched a metal version of The Platinum Card in the US in 2017 and has been slowly rolling it out since. Arguably they have missed the boat in the UK, since Curve, N26 (N26 Metal reviewed here) and Revolut (Revolut Metal reviewed here) have all launched in the last six months.